30 Ventures Life Insurance

Effective date: September 21, 2026

These Terms & Conditions ("Terms") apply when you request information, submit a form, book an appointment, or otherwise communicate with 30 Ventures Inc., doing business as 30 Ventures Life Insurance ("30 Ventures," "we," "us," or "our"), including through our website, landing pages, and forms on Facebook, Instagram, or other platforms. By submitting your information, you agree to these Terms and to our Privacy Policy at 30venturesinc.com/privacy-policy.

## 1. Request for Insurance Information

When you submit a form, you are asking 30 Ventures and its licensed insurance agents to contact you with information about life insurance products and to help you obtain a quote.

- Submitting a form is not an application for insurance.

- It does not bind coverage, and it does not guarantee that coverage will be offered, approved, or issued.

- Coverage, premiums, benefits, and eligibility depend on factors such as your age, health, state of residence, the amount of coverage, the insurance carrier, and the carrier's underwriting requirements.

- All coverage is subject to the terms, conditions, exclusions, limitations, and approval requirements of the issuing insurance company.

- Any figures in our advertising (for example, coverage amounts) describe what may be available; your actual options are determined by the carrier.

## 2. Consent to Be Contacted

By submitting a form, you give your express written consent for 30 Ventures Inc. and its licensed insurance agents and representatives to contact you at the telephone number and email address you provided, including any mobile number, about life insurance products, quotes, applications, appointments, and related services.

- Contact may be by telephone call, text message (SMS/MMS), and email.

- Calls and text messages may be made or sent using automated technology, an automatic telephone dialing system, prerecorded or artificial voice messages, or AI-assisted voice or text technology, where permitted by law.

- This consent applies even if your number is on a federal, state, or company Do Not Call list.

- Your consent is not a condition of purchasing any product or service. You may request information without agreeing to automated contact by calling us at 618-585-8989.

- Message and data rates may apply. Message frequency varies.

- To stop text messages, reply STOP to any message. Reply HELP for help. You may also opt out of calls or emails at any time by telling the caller, using the unsubscribe link in any email, or contacting us as shown below.

- Mobile carriers are not liable for delayed or undelivered messages.

## 3. Call Recording

Calls with 30 Ventures and its representatives may be monitored or recorded for quality assurance, training, compliance, and record-keeping purposes. By continuing a call, you consent to it being recorded where permitted by law.

## 4. Appointments

If you book an appointment through our online scheduling tool, you agree to provide accurate contact details. Appointments are informational consultations with a licensed agent. You may reschedule or cancel at any time using the link in your confirmation or by contacting us.

## 5. Who We Are and Licensing

30 Ventures is an insurance marketing organization and insurance agency. Insurance products are offered through licensed insurance agents and insurance companies authorized to do business in the applicable state. Products may not be available in all states. [Optional: list licensed states and agency license number(s).]

30 Ventures is not affiliated with, endorsed by, or operated by any federal, state, or local government agency, or by Meta Platforms, Inc. (Facebook or Instagram).

## 6. Eligibility

You must be at least 18 years old to submit a form or request a quote.

## 7. Accuracy of Your Information

You agree that the information you provide is accurate, complete, and your own, and that you are authorized to use the telephone number and email address you provide. Information you give us does not replace the information and disclosures required on an official insurance application.

## 8. No Advice or Guarantee

Information we provide is general in nature and is not legal, tax, or financial advice. We do not guarantee any particular price, coverage amount, approval, or outcome.

## 9. Third-Party Services and Links

Our pages and messages may link to or use third-party services (such as scheduling, payment, or carrier websites). We are not responsible for the content, terms, or privacy practices of those third parties.

## 10. Limitation of Liability

To the fullest extent permitted by law, 30 Ventures and its agents, employees, and partners are not liable for any indirect, incidental, special, or consequential damages arising from your use of our website, forms, or communications. Nothing in these Terms limits any rights you have under applicable insurance or consumer-protection law that cannot be waived.

## 11. Governing Law

These Terms are governed by the laws of the State of Illinois, without regard to its conflict-of-laws rules.

## 12. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on this page with a new effective date. Your continued use of our website or services after an update means you accept the updated Terms.

## 13. Contact Us-

30 Ventures Inc.

618-585-8989

[email protected]

©2026 30 Ventures Inc. All rights reserved.